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Licensing
Welcome to Licensing

Under the Federal Financial Services Reform Act of 1999, Michigan became the first state to coordinate the regulatory efforts of the insurance, financial institutions, and securities industries. In the insurance industry, approximately 120,000 individual producers, agencies, adjusters, counselors, foreign risk retention groups, managing general agents/agencies, purchasing groups, solicitors, surplus lines producers and agencies, and third party administrators are licensed, certified, or registered.

There are over 7,000 mortgage and consumer finance licensees/registrants under the following classifications: consumer financial services Class 1 or Class ll, credit card, first and subordinate lien mortgage broker, lender and/or servicer, motor vehicle installment seller and sales finance company, regulatory loan and sale of checks.

In the securities industry, there are 121,000 agents, 2,200 broker-dealers, and 1,600 investment advisers registered in Michigan.

Licenses Available are listed along the left side of this page. Click on the appropriate title for specific licensing information.

Licensing Timeline Excel icon
The Timeline is a calendar of recurring requirements. An Excel compatible spreadsheet is required to view this file.

Customer Satisfaction Survey
Complete this short survey to provide feedback about your experience with the Licensing website.
How to File a Complaint, View Complaint Information, or View Enforcement Actions


 Spotlight

• On 10/29/08, OFIR will begin requiring electronic resident license (ERL) and electronic non-resident license (NRL) applications, and address change requests (ACR) through the NIPR.
Payment is by credit card. FIS 0220s postmarked up to 10/24/08 will be accepted. Updated info will be provided here.

• Best Practices in Insurance Licensing Forum

• On 10/29/08, four new limited LOAs will become available: Limited Life, Crop, Surety, and Travel.
Updated information will be provided here.

• Resident and non-resident adjusters, counselors, and solicitors continue to use the FIS 0221.
Updated information regarding this application process will be provided within the next year.

• Resident business entities are required to use the Uniform Application for Business Entity License.
FIS 0202s postmarked up to 10/10/08 will be accepted. Updated information regarding this application process will be provided within the next year.

• Michigan non-resident adjusters are temporarily exempt from licensure in Texas, due to the hurricane catastrophe.

• Insurance Continuing Education Provider Renewals are mailed annually in October.
The invoice with payment is due on or before December 31.

• Foreign Risk Retention Group Premium Tax is due October 31

• Surplus lines taxes are due August 15

• Effective 08/­11/08, Michigan will discontinue issuing an "instant license" to insurance candidates.

• Extended service warranties/contracts generally are not insurance products, or companies regulated by OFIR
Michigan's Attorney General-Consumer Protection Division may be contacted regarding complaints.

• Variable Annuities:
Effective 4/4/08, active producers holding LI will be granted a new VA qualification. This new line is reflected on the FIS 0220 and FIS 0202, Rev. 4/08. A bulletin will be issued outlining the procedures and placed here as a Licensing Spotlight. Link to Variable Annuity Information

• New Insurance Adjuster Crop License Announced - Bulletin 2008-01-INS PDF icon


Online Services

• Best Practices in Insurance Licensing Forum

• Michigan Online Application for Individual License - Producer/Agent

• Insurance Regulation Seminar Registration

• Upcoming Investment Adviser Seminar Registration

• Upcoming Mortgage Seminar Registration

• Mortgage Workshop Registration


Locate a Licensee

• Consumer Finance Locators

• Insurance Licensee Locators

• Securities Locators




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Link to Statewide Online Services Index
Link to Statewide Web-based Surveys
Link to RSS feeds available on this site
Quick Links
 •  Contact Us
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 •  Insurance Prelicensing Education Providers & Courses PDF icon
 •  Insurance Continuing Education Providers & Courses PDF icon
 •  Insurance Producer - How to Reinstate a License
 •  Insurance Compensation and Rebating FAQs
 •  Insurance - If a background information question is answered "yes"
 •  Mortgage and Consumer Finance Fee Schedules
 •  CSR and Telemarketer Guideline
 •  Insurance Licensing Communications

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