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Mortgage Loan Originator

(Effective July 31, 2010)

Introduction
The Mortgage Loan Originator Licensing Act provides for the licensing and regulation of individuals originating mortgage loans in the state of Michigan.  A mortgage loan originator is an individual who for profit or gain takes a residential mortgage loan application and/or offers or negotiates terms of a residential mortgage loan.  An individual is required to meet the licensing requirements of a loan originator by July 31, 2010, which is the date that mortgage loan officer requirements are repealed.

Components of the Mortgage Loan Originator Licensing Act and Mortgage Loan Originator Legislation

10/07/2009 Memo RE: New Loan Originator License Required July 31, 2010

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