The PIN is specific to each registration and can only be used for current renewal year.  Do not use a PIN from a previous year because it will be expired and may have been reassigned to someone else's plate.

A PIN is valid only until the expiration date of the license plate.  If your license plate has expired, you must renew by mail or at a branch office.  In addition to the registration fee, a $10.00 late fee may be required if your license plate has expired.

Common reasons for not receiving a PIN include:

• The VIN is not accurate on your insurance policy.
• The insurance policy is too new.
• The insurance company does not participate in the electronic insurance verification program.
• The vehicle type is not eligible to renew by Phone or Internet at this time.
  

If you did not receive a PIN on your renewal notice, one cannot be assigned later.  You will need to renew by mail or at a branch office so that you can provide a valid certificate of no-fault insurance.

Listed below are the insurance companies participating in this program  Please note that this list changes periodically and may not include companies that are in the testing phase.

• AAA
• Allied Insurance
• Allstate Insurance
• American Fellowship Mutual
• American Modern Home Insurance Group
• AMICA
• Auto-Owners
• Chubb Indemnity Insurance
• Citizens
• Dairyland Insurance
• Employers Mutual
• Farm Bureau
• Farmers Insurance Exchange
• Federal Insurance Company
• Foremost Insurance Company
• Frankenmuth
• Fremont Insurance
• Grange Insurance
• Great Northern Insurance
• Hastings Mutual
• Horace Mann
• Liberty Mutual
• Markel
• Merchants
• MetLife
• MIC General Insurance Company
• Michigan Insurance
• Michigan Educational Employees Mutual Insurance Company (MEEMIC)
• Michigan Millers
• National General Insurance Company
• National Mutual & Great Lakes
• Nationwide Insurance
• Ohio Casualty Group
• Pacific Indemnity Insurance
• Pioneer State Mutual
• Progressive Casualty
• Prudential
• Safeco
• Secura
• State Farm Insurance
• State Mutual
• Titan
• Tokio Marine & Fire
• United Services Automobile Association (USAA)
• Unitrin Direct
• Vigilant Insurance Company
• Westfield Insurance Company
• Wolverine Mutual
  

Insurance companies interested in participating in the electronic insurance verification program should send an email to SOSDistribServ@michigan.gov .